The traditional financial market is failing the world's smallholder farmers.
Despite producing a massive portion of the world's food, rural farmers are routinely excluded from the financial and insurance services they need to survive. Insurers claim these farmers are too remote, too unpredictable, and too risky to cover.
We’ve seen this gap and we’ve built the solution.
Our Agrifinance model disrupts the status quo by turning "uninsurable" rural farmers into secure, investable entrepreneurs. Operating across Tanzania, Kenya, and Malawi, we combine strategic micro-loans with innovative Group Multi-Peril Crop Insurance (GMPCI).
How We De-Risk the Harvest:
Standardizing Success:
We partner with local organizations to train farmer cooperatives inconsistent, location-appropriate crop protocols, making yield assessments highly accurate for insurers.
Strategic Capital:
We issue two targeted loans—one to fund high-quality agricultural inputs, and one to cover the insurance premium upfront.
Smart Repayment:
We align our financial products with the agricultural cycle. Loans are only repaid after the harvest is sold.
Guaranteed Markets:
We don't leave the final sale to chance. We connect our farmers directly with bulk buyers (off-takers) to guarantee a stable, lucrative market for their yields.
By pairing sound agricultural practices with robust insurance, we completely change the risk profile of rural farming. We empower farmers to borrow confidently, invest heavily, and scale their yields without the paralyzing fear of climate shocks.
