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RURAL AGRICULTURE

Our work begins where the paved roads ends

We're equipping smallholder farmers with the tools they need to weather a changing climate

THE CHALLENGE
Shock-Proofing Livelihoods

Farming is inherently unpredictable. But today, stakes are higher.

With extreme weather events on the rise, a single flood, drought, or health crisis can wipe out years of hard work in a day.

That is why our financial tools aren't static—they are shock-responsive. Whether it’s pausing loan repayments during a disaster or releasing emergency insurance payouts, we build flexibility into our products so that a momentary shock doesn't become a permanent setback.

FINANCIAL TOOLS

Safety net for every season

A comprehensive suite of financial tools designed to support the unique rhythms of rural life.

sector-microfinance

Savings Group Loans

Finance Accelerating Savings group Transformation connects rural and remote informal savings groups with formal financial service providers.
sector-child-rights-equity

Refugee Lending

Helps forcibly displaced people rebuild their livelihoods, restoring dignity and opportunity where it’s needed most.
Fragile@4x

Disaster Recovery Lending

Providing rapid, affordable loans to families and small businesses immediately after crises.
sector-disasters

Empowered Worldview Programme

This biblically-based approach helps clients realize their own value and agency, creating a strong foundation for our financial services.

sector-climate

Personal Insurance

Targeted microinsurance products that provide peace of mind, allowing families to focus on healing instead of financial survival.

sector-emergency

Credit-Life Insurance

Bundling life insurance with our credit products to protect households from sudden shocks.
sector-water

WASH Finance

Helps communities invest in clean water, safe sanitation, and healthier homes.

sector-food

Agrifinance

Protecting the harvest—and the herd—so farmers can weather any storm.

sector-food

Crop & Livestock Insurance

Protecting the harvest—and the herd—so farmers can weather any storm.

OUR SOLUTIONS
We Go Where Others Won't
Where others see a crisis, we see potential. We see strength, ideas, and the fierce determination to begin again.

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